When the white envelope came through the letterbox, Maisie knew she was beaten. She would have to tell Harry the truth when he got back from school that afternoon. But first she had to drop into the bank, deposit her meagre tips from the previous evening, and tell Mr Prendergast there would be no more bills from BGS, as her son would be leaving at the end of term.
She decided to walk to the bank and save a penny on the tram fare. On the way, she thought about all the people she’d let down. Would Miss Tilly and Miss Monday ever forgive her? Several of her staff, particularly some of the older ones, hadn’t been able to find another job. Then there were her parents, who had always watched over Harry so that she could go to work; Old Jack, who couldn’t have done more to help her son; and most of all, Harry himself, who in the words of Mr Holcombe, was about to be crowned with the laurels of victory.
When she reached the bank, she joined the longest queue, as she was in no hurry to be served.
‘Good morning, Mrs Clifton,’ said the teller cheerfully when she eventually reached the front of the line.
‘Good morning,’ Maisie replied before placing four shillings and sixpence on the counter.
The teller checked the amount carefully, then placed the coins in different trays below the counter. He next wrote out a slip to confirm the sum Mrs Clifton had deposited, and handed it to her. Maisie stood to one side to allow the next customer to take her place while she put the slip in her bag.
‘Mrs Clifton,’ said the teller.
‘Yes?’ she said, looking back up.
‘The manager was hoping to have a word with you.’
‘I quite understand,’ she said. Maisie didn’t need him to tell her there wasn’t enough money in her account to cover the latest invoice from the school. In fact, it would be a relief to let Mr Prendergast know there would be no further bills for extracurricular activities.
The young man led her silently across the banking hall and down a long corridor. When he reached the manager’s office, he knocked gently on the door, opened it and said, ‘Mrs Clifton, sir.’
‘Ah, yes,’ said Mr Prendergast. ‘I do need to have a word with you, Mrs Clifton. Please come in.’ Where had she heard that voice before?
‘Mrs Clifton,’ he continued once she was seated, ‘I am sorry to have to inform you that we have been unable to honour your most recent cheque for thirty-seven pounds ten shillings, made payable to Bristol Municipal Charities. Were you to present it again, I fear there are still insufficient funds in your account to cover the full amount. Unless, of course, you anticipate depositing any further funds in the near future?’
‘No,’ said Maisie, taking the white envelope from her bag and placing it on the desk in front of him. ‘Perhaps you would be kind enough to let the BMC know that, given time, I will pay off any other expenses that have arisen during Harry’s last term.’
‘I’m very sorry, Mrs Clifton,’ said Mr Prendergast. ‘I only wish I could help in some way.’ He picked up the white envelope. ‘May I open this?’ he asked.
‘Yes, of course,’ said Maisie, who until that moment had tried to avoid finding out just how much she still owed the school.
Mr Prendergast picked up a thin silver paperknife from his desk and slit open the envelope. He extracted a cheque from the Bristol and West of England Insurance Company to the value of six hundred pounds, made payable to Mrs Maisie Clifton.