Camino Island

With perfect timing, she stepped onto her narrow front porch just as the first drops of rain landed hard on her tin roof. She couldn’t help but glance around, just to make sure no one was watching. Who were those people? Forget about it, she told herself. Inside, she kicked off her shoes, made a cup of tea, and for a long time sat on the sofa, taking deep breaths and listening to the music of the rain while replaying the conversation over lunch.

The initial shock of being watched began to fade. Elaine was right—nothing is really private these days with the Internet and social media and hackers everywhere and all the talk about transparency. Mercer had to admit the plan was pretty clever. She was the perfect recruit: a writer with a long history on the island; even a stake in the cottage; an unfinished novel with a deadline far in the past; a lonely soul looking for new friends. Bruce Cable would never suspect her of being a plant.

She remembered him well, the handsome guy with the cool suit and bow tie and no socks, and long wavy hair, a perpetual Florida tan. She could see him standing near the front door, always with a book in hand, sipping coffee, watching everything while he read. For some reason Tessa didn’t like him and seldom went to the store. She didn’t buy books either. Why buy books when you could get them for free at the library?

Book signings and book tours. Mercer could only wish she had a new novel to promote.

When October Rain was published in 2008, Newcombe Press had no money for publicity and travel. The company went bankrupt three years later. But after a rave review in the Times, a few bookstores called with inquiries about her tour. One was hastily put together, and Mercer’s ninth stop was scheduled to be Bay Books. But the tour went off the rails almost immediately when, at her first signing, in D.C., eleven people showed up and only five bought a book. And that was her biggest crowd! At her second signing, in Philadelphia, four fans stood in line and Mercer spent the last hour chatting with the staff. Her third and, as it turned out, final book signing was at a large store in Hartford. In a bar across the street, she had two martinis while she watched and waited for the crowd to materialize. It did not. She finally crossed the street, walked in ten minutes late, and was demoralized when she realized that everyone waiting was an employee. Not a single fan showed up. Zero.

Her humiliation was complete. She would never again subject herself to the embarrassment of sitting at a lonely table with a stack of pretty books and trying to avoid eye contact with customers trying not to get too close. She knew other writers, a few anyway, and she had heard the horror stories of showing up at a bookstore and being greeted by the friendly faces of the employees and volunteers, and wondering how many of them might actually be customers and book buyers, and watching them glance around nervously in search of potential fans, and then seeing them drift away forever when it became apparent that the beloved author was about to lay an egg. A big fat goose egg.

At any rate, she had canceled the rest of her tour. She had not been too keen on the idea of returning to Camino Island anyway. She had many wonderful memories from there, but they would always be overshadowed by the horror and tragedy of her grandmother’s death.

The rain made her sleepy and she drifted into a long nap.

3.

Footsteps awakened her. At 3:00 p.m., like clockwork, the postman rumbled across her creaky porch and left her mail in the small box next to her front door. She waited a moment until he was gone, then retrieved the daily delivery, always a dismal collection of junk and bills. She flung the junk onto a coffee table and opened a letter from UNC. It was from the chair of the English department and, despite pleasant and verbose wordage, informed her, officially, that her position was gone. She had been a “valuable asset” to the staff, a “gifted teacher” who had been “admired by her colleagues” and “adored by her students,” and so on. The “entire department” wanted her to stay and viewed her as a “great addition,” but, sadly, there was simply no room in the budget. He offered her his best wishes and left the door open with the slight hope of “another position” should next year’s appropriation “return to normal levels of funding.”

Most of the letter was true. The chairman had been an ally, at times even a mentor, and Mercer had managed to survive the minefield of academia by keeping her mouth shut and avoiding, as much as possible, the tenured faculty.

But she was a writer, not a teacher, and it was time to move on. To where, she wasn’t certain, but after three years in the classroom she longed for the freedom of facing each day with nothing to do but write her novels and stories.

The second envelope contained her credit card statement. It showed a balance that reflected her frugal lifestyle and daily efforts to cut all corners. This allowed her to pay off each monthly balance and avoid the usurious rates the bank was eager to heap onto the carryovers. Her salary barely covered these balances, along with rent, auto insurance, auto repairs, and a bare-bones health insurance policy, one that she considered dropping each month when she wrote the check. She would have been financially stable, and with a little spare cash to buy a better wardrobe and perhaps have some fun, but for the contents in the third envelope.

It was from the National Student Loan Corporation, a wretched outfit that had been hounding her for the past eight years. Her father had managed to cover the first year of her private education at Sewanee, but his sudden bankruptcy and emotional crack-up had left her high and dry. Mercer had managed to squeak through her last three years with student loans, grants, jobs, and a modest inheritance from Tessa’s estate. She used the small advances from October Rain and The Music of Waves to pay down the interest on her student loans but hardly touched the principal.

Between jobs, she had refinanced and restructured her loans, and with each new scheme the horrendous balances grew even as she worked two and three jobs to stay current. The truth was, and she had told no one the truth, she found it impossible to express herself creatively while straining under a mountain of debt. Each morning, each blank page held not the promise of another chapter in a great novel, but rather another lame effort to produce something that might satisfy her creditors.

She had even talked to a lawyer friend about bankruptcy, only to learn that the banks and student loan companies had convinced Congress that such debts should be given special protection and not exempted. She remembered him saying, “Hell, even gamblers can go bankrupt and walk away.”

Did her stalkers know about her student debt? It was all private, right? But something told her that professionals could dig deep enough to find almost anything. She had read horror stories of even the most sensitive medical records being leaked to the wrong people. And credit card companies were notorious for selling information about their customers. Was anything really buried and safe?

She picked up the junk mail, tossed it in the wastebasket, filed away the final letter from UNC, and placed the two bills in a rack by the toaster. She made another cup of tea and was about to stick her nose in a novel when her cell phone buzzed.

Elaine was back.