The Guy Next Door

chapter TWO



OH, YESSSS.

Gail pulled the chain on the ceiling fan, and the wide rattan blades began to whir. She placed her glass of lemonade on the wicker table, along with the stack of brochures she’d collected at the airport, then settled into the porch rocker. She pulled the cotton sundress down over her thighs and wiggled her toes in the shade provided by the big palm tree. This was hard to believe. For ten glorious days she and the girls would be relaxing in this adorable, tidy little house on Margaret Street. What luck it was to find this place at the last minute—and right in the heart of historic Old Town! The rental agent said a family called to cancel only six hours before Gail made her inquiry.

“It must be fate,” the woman had said.

Whatever it was, the place was idyllic. They had their own inground pool out back, where the girls were already swimming, reggae music pumping out of a pair of outdoor speakers. They had a gas grill, a big-screen TV with cable and DVR, and in Gail’s master bath she had a Jacuzzi tub and a shower stall! It was heaven on earth! Now all she had to do was decide which activities they’d do when they weren’t relaxing at the house. They could choose from snorkeling, water scooters, sailing trips, deep-sea fishing, swimming with dolphins and all kinds of historical tours.

Sure, this vacation was pricey, but it had been a snap to justify the expense. Since this was the first vacation Gail had taken in six years, she’d calculated that she’d spent only $447 per year on vacations during that time. If that wasn’t thrifty, she didn’t know what was.

Gail took a sip of the ice-cold lemonade, savoring the complexity of the sharp sweetness as it slid down her throat. As she rested her head against the rocker, she felt a lock of hair stick to her damp neck. She was perspiring. Already. This was fabulous! Thanks to the miracle of flight, she’d been picked up in a bone-chilling Philadelphia rain and dropped off in the subtropics.

Gail let go with a sigh of relief, the stress falling away like a shell, her dry winter skin sucking in the humidity like a sponge. Her chest and bare arms were gently tickled by the ceiling fan’s breeze.

Oh, how she’d needed this chance to unwind. Kim had been absolutely right.

“What the goddammed f*cking hell?”

Gail’s head popped up and her ears perked. The man’s voice was so close it sounded as if he was right on top of her.

“Shit, shit, shit!”

She swiveled her head to her right. She saw movement on the other side of the thick screen of foliage separating her yard from the house next door. Then she heard a few banging sounds, like someone taking a hammer to metal.

“This is patently absurd,” said the baritone voice in the next yard. “I pay twenty-five bucks each for historically accurate reproduction shutter hinges, and this is the kind of substandard crap I get? In less than two years? Does no one have a sense of pride in their artistry anymore?”

Gail leaned forward on the edge of the rocker and peeked between two large flowering bushes, looking to see if the man was speaking to anyone. She determined that he was alone over there, which made her even more curious. What kind of man would buy historically accurate reproduction shutter hinges and then talk to them? Curse at them? While using words like “patently” and “substandard,” no less?

She craned her neck. She could almost see him. If only he’d turn to his left a bit…almost there…now just a little bit more…

Gail’s eyes widened in comprehension.

Oh.

So that’s what George Clooney would look like after a month on the beach—all sun-roasted and sexy, salt-and-pepper scruff on his face and threadbare jeans hanging low on his chiseled hips.

Gail watched her foulmouthed neighbor examine what was obviously the offending hinge. He moved it back and forth in his hand, his scowl deepening, the muscles undulating in his hands, wrists and forearms.

She couldn’t take her eyes from him. A hot heaviness started low in her belly, and the longer she stared, the more intense the heat became, spreading, rising, causing her breath to become jagged. Despite the warm air, full-on goose bumps broke out on Gail’s arms.

She blinked. She licked her lips. The dark-haired hinge examiner wore a tiny silver hoop that glinted in the dappled sunlight. Maybe he was a pirate, one of those dangerous smugglers Kim had mentioned, a pirate smuggler with a rippling layer of muscle beneath the tanned skin of his abdomen. A pirate with defined biceps and strong shoulders. A pirate with an English degree.

Without warning, he looked up. His piercing blue eyes flashed at Gail, first with surprise, then with irritation. She gasped. She slammed herself into the back of the rocker, eyes straight ahead, hands gripping the armrests while she held her breath. How embarrassing. She shouldn’t have done that. Now her neighbor would think she was nosy.

“Oh, great.” An instant after the scholarly pirate made that sarcastic comment, Gail heard his sandaled feet clomp up his porch steps. Then she heard his door opening and closing.

Well, that had been awkward. Apparently, Gail didn’t even remember how to behave around extremely attractive men. Kim had been right. She really should’ve gotten out more.





“DID YOU SEE THE WAY THAT dude looked at us?” Hannah spread herself out on her stomach at poolside, dangling her fingers in the shallow end while Holly floated nearby in the warm water. “I swear he was undressing us with his eyes.”

Holly laughed. “All guys do that. They can’t help themselves.”

“Yeah, but that dude was sick hot.”

“You need to slow down,” Holly said, paddling over to where Hannah lay. “Pace yourself, girlfriend. We’ve been here, like, two hours. He was just the cabdriver.”

“I know, but he was hard-core exotic!” Hannah lowered her forehead to her arms and sighed.

Holly swam to the pool edge and propped herself on her elbows, kicking her feet lazily in the water behind her. “I’ve got a feeling this place is going to be crawling with sick-hot guys, and we’ve got ten whole days to meet every one of them, right?”

Hannah lifted her eyes, her expression now serious. “Your mom’s sweet and this place is totally tight. I kinda feel bad in a way, you know? We’re going to be having such a ballin’ time and she’s just going to be sitting around reading on the porch. It’s sad.”

Holly laughed. “But that’s her idea of fun! She’s not much of a partier. She can’t dance or anything. So I wouldn’t worry too much about my mom.” Holly wagged an eyebrow and was careful to lower her voice—not that her mom could hear anything while that Shaggy tune was pumping out into the courtyard:

Who da man dat love to make you moist and wet—uh?



Who da man dat love to make you moan and sweat—uh?





“If you say so,” Hannah said with a shrug.

“So what do you want to do tonight? Should we sneak out to the main party area? What’s it called again?”

“Duval Street?”

“Right.”

Hannah ratcheted her neck back in response. “What are you, wack or something? Of course we should sneak out to Duval Street!”

“All right, then,” Holly whispered. “We’re going to need a plan.”





SHE SMELLED HIM BEFORE she saw him, catching a whiff of clean male skin and fabric starch in the breeze. He stood on the sidewalk, head covered in a bright white captain’s cap with a navy blue bill, the barest hint of a smile spreading across his clean-shaven face. For some reason, he’d gotten rid of the salt-and-pepper scruff and the hoop earring. Why? Why would he do that? It was a tragedy!

Equally tragic was the fact that he was now fully clothed, wearing a pair of pressed white slacks and a pale blue golf shirt embroidered with the words “Luna Cruises, Captain J.D.” He knocked playfully on the front gate, though it was unnecessary. Gail had been staring at him, openmouthed, for a good three seconds.

She flew to her feet, a brochure for therapeutic massage skidding across the porch floor.

“Good afternoon. My name is Jesse,” he said in the same baritone voice he’d used to curse the shutter hinge about an hour before. “I’m your neighbor. Just thought I’d introduce myself and welcome you to Key West.”

Gail’s throat had seized shut. She couldn’t speak. She felt like an idiot—a mute idiot. “Guh,” she finally croaked out. “Guh-ail. From Pennsylvania.”

The man approached the porch, stopping on the bottom step, careful not to invade her space. He held out his big, browned hand.

Gail shoved her damp palm toward him. After an instant of contact, he withdrew, hiding his hand in his trouser pocket. It was almost as if he couldn’t stand the idea of touching her, even though he’d initiated it.

“Well,” he said, looking down toward the porch floor uneasily. “Here. You dropped this.” He scanned the cover of the brochure before he returned it to Gail. “So you’re thinking of getting a massage?”

Gail blinked several times and continued to stare. She couldn’t help it. He wasn’t George Clooney. He was better. And he wasn’t a pirate. He was a legitimate boat captain! And all she could think of was how the clean-shaven captain’s big hands would feel rubbing her naked flesh, some type of aromatic tropical oil providing a friction-free slide from her heels to her hairline, and everywhere in between.

“Oh, yeah, that would be so great,” she whispered.

He studied her for a moment, then his dark eyebrows drew together in a scowl. She thought he had the sultriest deep blue eyes she’d ever seen in her life—even with the grimace.

“Okay, then. Enjoy your visit.”

Just then the front door flew open, and Hannah and Holly literally stumbled onto the porch, laughing loudly and dripping pool water at their feet. They stopped in their tracks, backs straightening. Holly’s gaze went from the man to her mother, eyes wide in wonder.

“Girls, this is our neighbor, Jesse,” Gail said, somehow regaining the ability to speak in full sentences. “Jesse, this is my daughter, Holly, and her best friend, Hannah.”

“Hi,” Holly said.

“Hey there,” Hannah said, shifting her weight and sliding a hand along the slope of her well-rounded hip.

“Hello,” Jesse said, averting his gaze.

Gail rubbed the back of her damp neck, anxiety coursing through her. She’d never seen that bikini on her daughter before. The garment—if you could call two partially shredded strips of fabric a garment—was not appropriate for a high school student, or anyone who didn’t make their living thrusting her pelvis onto a pole. However, Holly’s swimsuit was a burka compared with the three triangles Hannah was sporting, and Hannah was far more endowed than her daughter.

“Excuse me, but I need to get to work. Enjoy your stay.” Jesse smiled politely and tipped his cap to the ladies before he left. They watched him walk from the house, out the gate and down the sidewalk.

No one said anything for many long seconds.

Hannah broke the silence. “Who knew Cap’n Crunch was such a bangin’ hottie?”

The girls broke out into an attack of the giggles. Gail continued to stare down the sidewalk, awash in some kind of stunned awareness, long after the bangin’ hot captain had disappeared.





JESSE REVIEWED THE manifest with the crew chief. There’d be forty-four passengers on board Fred’s customized sixty-foot motor yacht tonight, sixteen of whom had made a vegetarian meal selection and one who needed handicapped access and seating. Once he completed the yacht’s safety check with the first mate, Jesse grabbed a cold drink and watched the crew carry on the necessities—containers of fresh shrimp, grouper and red snapper, hamburgers, barbecued chicken and pork, and veggie burgers. There were vats of several varieties of salads, sandwich fixings, guacamole and salsa. There were several varieties of chips and pretzels. Sodas. Fruit juices. Bottled water. Liquor and more liquor. Mixers. Enough beer for a football stadium.

Jesse knew that every passenger who’d forked over $175 to Luna Cruises had specific expectations for their six-hour ocean excursion. They expected to have a blast. They planned to eat and drink to their heart’s content. They would dance and flirt. The music would be thumping and nonstop. They would get the stunning Key West sunset promised in the brochures and, if the weather held out, their magical night on the water and under the stars. Once they’d returned to Sunset Marina at midnight, the passengers would thank Captain J.D. profusely, maybe sliding a folded ten-dollar bill into his palm, which he’d pass on to the hardworking crew. A woman or two might slip him their hotel room information and a cell phone number. Those went into the trash.

Jesse wasn’t a kid—he was a thirty-eight-year-old man who’d learned a lot of hard lessons. The way he saw it, he’d rather have no woman at all than the wrong woman, and, unfortunately, the hotel and cell phone types were almost always of the latter category. He hadn’t been as lucky as his friend Fred, who’d spotted Yvette in the ninth grade and had never looked back. These days, all any of them could do was hope that love and modern medicine would be enough to save her.

In Jesse’s world, even the women who seemed normal often weren’t. Cammy had been so elegant and understated. He’d been fascinated by her from the moment they met. By her second night in the rental house next door, Jesse had been smitten by her laugh, her intelligence and her fun-loving nature.

Soon after, Jesse was the villain in a crazy woman’s make-believe drama of domestic violence charges, paternity accusations and restraining orders—a complex fiction worthy of one of his bestselling suspense novels. It had been nothing but a setup. Cammy had never wanted Jesse. She’d just wanted a bundle of his money and her fifteen minutes of fame, both of which she got. And after the public relations disaster, sales of Jesse’s latest hardcover release were down by twenty percent.

All of which made his current dilemma not much of a dilemma at all. Yes, there might be many things that intrigued him about the pretty mami who’d just unpacked next door. Like the intelligent curiosity in her light brown eyes. The fall of all that thick blond hair. The modest and simple cotton sundress that revealed little and yet hinted at everything. And the fact that she didn’t wear a wedding ring. But what he found especially appealing was how embarrassed the woman named Gail had been when he’d caught her staring at him, and how tongue-tied she’d seemed when he introduced himself.

It was as if the woman had no game whatsoever. And that was the most refreshing thing of all.

But he wouldn’t fall for it. He wouldn’t think of her again. He knew better.

Besides, even if this Gail chick were his one true love, his soul mate, a perfect match delivered to his doorstep, nothing would ever come of it. Jesse already knew that Gail from Pennsylvania wouldn’t have much time for herself on this vacation. Not with those two teenage girls to look after—especially the brunette with the hellacious curves and the video-ho bikini. Unfortunately, he’d seen this same story unfold before, right in the same rental house. Pretty little Gail was in for a rough go in paradise.





GAIL CAREFULLY SPREAD out the brochures upon the recently cleared dining table, the open-air Conch Republic Seafood Company buzzing around them. All things considered—and the mysterious captain next door was one of the things she was considering—this vacation was already shaping up to be full of interesting possibilities.

“The first Hemingway walking tour starts at 8:00 a.m.,” she said, scanning the schedule on the flier’s inside flap. “Is that too early? Would you rather do the 10:00 a.m. tour? Or we can do the Pirate Museum tomorrow instead and save the Hemingway stuff for Monday, when it will probably be less crowded.”

When Gail got no response, she looked up from her brochure. She was greeted by bug-eyed stares of horror.

“Uh,” Hannah said, averting her eyes and obviously kicking Holly under the table.

“Yeah, about the whole vacation schedule thing, Mom,” Holly said, clearing her throat. “We were thinking that it would be better if we kind of split into two groups, you know, according to our age range and interests. Don’t you think that’s a great idea?”

Gail shoved the Hemingway brochure and all the other full-color fliers into the big straw bag at her feet. She didn’t intend to pout, but she truly wanted the girls to have a well-rounded experience here in Key West. Was that so terrible?

“It’s just that we already have plans, Ms. Chapman,” Hannah offered, smiling sweetly. “And we thought it would be nice for you to have some time to yourself for a change, you know? Just think—you could browse the art galleries, sip your lattes, hang out in bookstores.”

Despite herself, Gail chuckled under her breath. “I see. And while I’m doing all this sipping and browsing, you’d be doing what, exactly?”

Hannah was about to answer that question but Holly cut her off. “We’d be playing volleyball on the beach. Riding our rental bikes. Shopping. Getting ice cream. You know, just having fun.”

Gail folded her arms across her chest, not falling for a word of it. Although she’d gone over the rules with the girls before she even purchased the air tickets, it was clearly time for a refresher.

“You’re good kids. I know you want your freedom. I know you believe you’re mature enough to make wise decisions and stay safe.”

“But?” Holly fell back against her chair and pursed her lips, waiting for the rest.

“But I am responsible for you,” Gail said. She turned her attention to her daughter’s friend. “And Hannah, I swore on my life to your mom and dad that I’d keep you out of harm’s way and bring you back in one piece. You understand that your parents have entrusted me with the most precious thing in their lives, right?”

Hannah rolled her eyes.

“So let’s review, shall we?” Gail leaned in on her forearms, speaking softly enough that other diners wouldn’t hear her morph into the world’s most boring human being. “No sex. No alcohol. No pot. No getting into or onto anything on or near the water without my prior permission. No getting into cars or onto motorcycles or mopeds with anyone other than me, period. No flirting with bouncers at bars to get them to let you in without ID. You will use your cell phones to check in with me, and you will answer if I call. There will be no violating curfew—you will both be home by midnight every night, no exceptions.”

Since neither girl said a word, Gail decided to wrap it up.

“And if you don’t follow these basic rules, you’ll both be on the first thing smokin’ out of Key West. End of vacation. And, Holly, I’m sorry to say that for you it would be the end of life as you know it.”

Their mouths dropped open from the force of the insult Gail had delivered. Then Holly’s tongue made that clicking sound of disbelief before she squealed, “We just wanted to go to the beach, Mom! God!”

Gail relaxed into her chair, her blood pressure returning to normal. “So we’re in agreement on the rules?”

Their nods were slow and lacking in enthusiasm, but they were nods, nonetheless.

“Fabulous,” Gail said. “The beach sounds great, then.”

Holly and Hannah looked at each other quickly. “Are you coming with?” Holly asked.

Gail laughed. “No. You’ve agreed to the rules, so I trust you. You don’t have to spend your vacation hanging around with old, boring me.”

“Thank God,” Hannah whispered.

“But there’s one condition—you can’t wear those skimpy swimsuits out in public. They’re pornographic.”

The waiter appeared at tableside, and Gail watched the girls’ sullen frowns turn to sparkling grins the instant the handsome young man looked their way. Gail knew what it felt like to be Holly and Hannah. It wasn’t all that long ago that she and Kim had been seventeen, running around with all the same boy-crazy hormones coursing through their veins, with grand plans of their own. Gail only wanted Holly and Hannah to find a happy medium. She wanted them to enjoy the adventure of this vacation without losing their heads.

Gail suddenly had a sobering thought. She couldn’t even remember what it felt like to lose her head, over anything or anyone. In fact, self-denial had been her field of expertise lately, hadn’t it? Maybe she should order a second set of business cards from the campus print shop: Gail Chapman, Doctor of Chastity. “Dessert, ladies?”

My God… Gail stared off into space. I really am the most boring human being on the planet!

Suddenly, she thought of the brown-skinned, sexy-as-hell captain next door and for a moment—just a moment—she wondered what it would be like to let go with a man like that. Completely. Holding nothing back.

That was a ridiculous fantasy. She could never do that. Could she?

Gail sighed heavily. It was a sigh of longing and deprivation.

The smiling waiter glanced her way, pen poised. “So you’ve decided?”

“Decided?” Gail snapped. “What do you mean by that?”

“Uh,” the waiter said, his eyes big. “Dessert?”

“Oh! Of course.” Gail ignored the girls’ questioning stares and reviewed the dessert menu. She didn’t want anything, but she felt she had to provide a cover for that embarrassing sigh. She picked the first item that caught her eye. “Just give me this double-fudge chocolate multiple or—” Her voice failed her. Her face went numb in embarrassment.

The waiter laughed. “So you’re up for a multiple orgasm tonight?” he asked.

Holly gasped then hid her face in her hands. “Shoot me now,” she mumbled.

All Gail could do was nod.